There are some good reasons why you might desire a stand-alone policy for Business Auto or Workers Compensation. At Evans, Pires & Leonard, we respect each client’s preferences and work with them to find insurance coverage that responds best to their needs.

Workers Compensation Insurance is required for businesses with employees, and for many companies, it is the first—and sometimes for awhile the only—insurance they can afford. In other cases, employers have excellent Business Owners Policies that they want to enhance with workers compensation from a different insurer.

We represent numerous insurance companies that provide monoline coverage to many different classes, and some of our insurer partners also serve riskier clients who have trouble getting standard coverage.

Monoline Commercial Auto Insurance can be very helpful to companies that must buy business auto coverage separately because of poor performance or a high-risk profile. It is available from some insurers even when a business doesn’t qualify for other lines of coverage. Commercial Auto Monoline Insurance is available to a wide variety of classes in construction, manufacturing, retail, wholesale, trucking and more. It can cover individual vehicles or fleets for small, midsize or large companies. If you want to obtain a Business Auto Policy outside of your Business Owners Policy program, a monoline business auto insurance policy can be a good way to go.