Many industries rely on paper and plastics companies for packaging, so wholesalers and manufacturers of these packaging products face widespread insurance risks. Paper and plastics companies serve bakeries, restaurants, caterers, homes, food manufacturers, bottlers, grocers, landscapers, janitorial service providers, schools, offices, and more. You are an integral part of the supply chain, and a problem with delivery or quality can have repercussions far down the pipeline.
Add to that the varying information and alerts about safety and environmental concerns, and you can imagine the liability exposures you can face in this industry.
If you are part of the distribution pipeline in the wholesaling niche, Evans, Pires & Leonard can insure your company using a Wholesalers Package Policy that covers Commercial Property, General Liability, Equipment Breakdown, Business Auto, Inland Marine, Products Liability, Product Recall, and Foreign Dependent Property Coverage (for those who rely on imported materials). We have e-commerce endorsements and wholesalers property endorsements that can broaden your protection, and we can further insure your company with Employment Practices Liability coverage, Workers Compensation Insurance, and a Directors and Officers Liability policy. If you are shipping abroad, we have Ocean Cargo coverage as well.
For manufacturers, we offer insurance that meets your specific needs, including broad property and liability coverages. Our Pollution Liability and Product Recall insurance can broaden your protection. We provide coverage for Business Interruption caused by Equipment Breakdown, Supply Chain disruptions and Utility Failures, and we can cover your raw stock as well as your finished product both in transit and in storage. Our Workers Compensation Insurance is a must, and Employment Practices Liability Insurance is key. Business Auto for owned and non-owned autos and fleets is also available, and we can cover your on-premises vehicles, such as forklifts.