Evans, Pires & Leonard takes pride in serving the contractors industry. We provide Property, Liability and Workers Compensation Insurance that meets the specific needs of plumbers, electricians, HVAC installers and servicers, masons, landscapers and other contractors.
We offer General Liability for contractors that can be enhanced with additional protection, including Pollution Liability, Employment Practices Liability, and Hired/Non-Owned Auto Liability. You may also be interested in an Errors and Omissions Insurance policy (E&O) if you participate in the design phase of any projects. If you need to expand your liability coverage beyond what’s offered in your primary policies, we have Umbrella Insurance that can do the job.
Our property policies cover your buildings and out-structures as well as your business property—both on premises and off. We can also insure your Business Autos. Most contractors are interested in coverage for their mobile equipment and portable tools, as well as items they store off premises or leave at a project site while awaiting installation. If you are concerned about losses stemming from Equipment Breakdown, we can help you insure against mechanical failure-related costs.
Most contractors at some point have insurance mandates placed into a project contract and need help understanding the implications for their own coverage. Your Evans, Pires & Leonard advisor can help you with the insurance requirements, as well as providing certificates of insurance and other information that will help you participate in a project run by an outside company.
We will also support you with Workers Compensation policy service that helps you classify workers properly and keep your premiums low.