Condominium Insurance

Condominium Insurance

Owning a condo for many means enjoying the pleasure and benefits of home ownership while eliminating some of the downsides that comes with having a house and property and all that it entails. But whether you own a condo in Glastonbury or on the shore in Stonington or Mystic, you need to protect the dwelling, its contents, and your assets with condominium insurance.

What’s covered under a Condominium policy?

Evans, Pires & Leonard offers Condominium insurance to residents throughout the counties of Hartford, Tolland, Middlesex, Windham, and New Haven. Condominium insurance is similar in many ways to a homeowners insurance policy. It can insure your personal property, such as clothing, furniture and other possessions, and may pay for emergency expenses if your unit were rendered unusable due to severe damage from a covered cause of loss.

You’re also protected for claims against you for bodily injury or property damage, including legal defenses. What’s more, we can provide coverage for loss-assessments on unit holders in cases where the condo association is found liable for an injury claim that exceeds the master policy’s limit of liability payment.

Why is a Condo policy necessary?

Many think because the condominium association holds a master insurance policy, they don’t need to get coverage. But the association policy typically covers common areas and the walls of your unit. Some policies may include coverage for your floors, ceilings and installed appliances, but they usually won’t cover improvements you make – such as window coverings or expensive kitchen and bath upgrades. Your personal belongings and your liability for injuries to others are also not covered under the association’s policy. That’s why condominium insurance is needed.

    Contact Us Today

    Fill out the form to ask a question or request a quote and it will be answered by one of our insurance experts.

    We can provide you with a complete assessment of your condo insurance needs.

    With Evans, Pires & Leonard, you’re not a policy to us. We create a relationship with our customers through earned trust, integrity, experience, and knowledge. Give us a call at 860.289.6816 or email us, or if you prefer fill out and return the convenient form on this page. One of our professionals will contact you to discuss your insurance needs and our alternative solutions in helping to protect you. Since 1967, we have been serving the communities from Tolland to Glastonbury to Portland and Old Saybrook.