As a janitorial or building services provider, your risk exposures encompass your workers, your own property, your customers’ property, and people who live or work in the buildings you serve. An Evans, Pires & Leonard insurance program for janitorial and building services firms can help protect your business when things go wrong.
While your own offices and property need our Commercial Property Insurance, your greatest risks probably lie in your potential liabilities. A General Liability policy constructed for your segment can help by responding to injuries to others or illness caused by your error or negligence. We can also enhance your protection with other liability coverages. If pollution is excluded from your general liability policy, you certainly should add it since you deal with many chemicals and corrosive agents. You will also want to make sure you are covered for Employee Crime. Consider the implications if one of your employees is accused of damaging customer equipment while cleaning or of stealing something of value from their offices. Your defense costs alone could be crippling.
We also offer Business Auto for owned and non-owned vehicles used in the course of your operations, and we can provide Workers Compensation Insurance and Employment Practices Liability Insurance, which addresses allegations by your employees that you mistreated them or didn’t pay them fairly.
Your Evans, Pires & Leonard advisor understands that you need both quality coverage and a good price. That’s why we represent top-rated insurers that offer both Business Owners Policy programs and stand-alone policies that can be tailored to fit your specific needs at prices that respect your bottom line.