Property & Commercial Real Estate

Property & Commercial Real Estate

The commercial real estate market has had its challenges over the past several years, but insurance doesn’t have to be one of them. At Evans, Pires & Leonard, we are familiar with the risks you face and with the very serious need you have to keep costs under control. In response, we find our clients solid, comprehensive insurance from top-rated carriers that protects your investment without breaking the bank.

A Look at Risks We Insure

Our Commercial Property Insurance is appropriate for sites leased to retailers, manufacturers, warehouses, offices, and many other businesses in Connecticut. If your tenants use fuels, chemicals or other hazardous materials, we can find business property insurance that respects those higher risks. If you need extra security at your sites due to high-value items being stored there or being located in a higher-risk location, we will work with you to identify the exposures you face and the methods you employ to address them. For those in the residential real estate or educational facility business, we have special policies that target your niche. We even provide insurance specifically intended for real estate investment groups, such as REITs.

Coverages for Your Concerns

Evans, Pires & Leonard offers Commercial Property Insurance and General Liability Insurance as well as Workers Compensation Insurance, Employment Practices Liability Insurance, and Directors and Officers Insurance. Our other coverages include insurance for some building contents, Business Income with Extra Expense, outdoor signs and property, sewer and drain backup, Flood, Earthquake, costs to return tenants who were displaced, Business Auto, stored property and more. Keep in mind that, if you accept payments in person or in the mail, you should have Employee Dishonesty Insurance. You might also need to cover valuable papers, money and securities, and cyber-related losses. We have products for all your needs.

Last Considerations—Vacancy and Valuation

As you may already know, insurance policies have stipulations regarding vacancy rates. If you are concerned about qualifying for insurance or losing your insurance because of vacancy or valuation problems, don’t worry. Your Evans, Pires & Leonard advisor will talk to you about all of those issues, listen to your concerns, and review your property, risks and current coverage to offer you the best coverage choices possible.

    Contact Us Today

    Fill out the form to ask a question or request a quote and it will be answered by one of our insurance experts.

    We get to know your properties, your tenants, and your concerns before making recommendations.

    With Evans, Pires & Leonard, you’re not a policy to us. We create a relationship with our customers through earned trust, integrity, experience, and knowledge. Give us a call at 860.289.6816 or email us, or if you prefer fill out and return the convenient form on this page. One of our professionals will contact you to discuss your insurance needs and our alternative solutions in helping to protect you. Since 1967, we have been serving the communities from Tolland to Glastonbury to Portland and Old Saybrook.