The commercial real estate market has had its challenges over the past several years, but insurance doesn’t have to be one of them. At Evans, Pires & Leonard, we are familiar with the risks you face and with the very serious need you have to keep costs under control. In response, we find our clients solid, comprehensive insurance from top-rated carriers that protects your investment without breaking the bank.

Our Commercial Property Insurance is appropriate for sites leased to retailers, manufacturers, warehouses, offices, and many other businesses in Connecticut. If your tenants use fuels, chemicals or other hazardous materials, we can find business property insurance that respects those higher risks. If you need extra security at your sites due to high-value items being stored there or being located in a higher-risk location, we will work with you to identify the exposures you face and the methods you employ to address them. For those in the residential real estate or educational facility business, we have special policies that target your niche. We even provide insurance specifically intended for real estate investment groups, such as REITs.

Evans, Pires & Leonard offers Commercial Property Insurance and General Liability Insurance as well as Workers Compensation Insurance, Employment Practices Liability Insurance, and Directors and Officers Insurance. Our other coverages include insurance for some building contents, Business Income with Extra Expense, outdoor signs and property, sewer and drain backup, Flood, Earthquake, costs to return tenants who were displaced, Business Auto, stored property and more. Keep in mind that, if you accept payments in person or in the mail, you should have Employee Dishonesty Insurance. You might also need to cover valuable papers, money and securities, and cyber-related losses. We have products for all your needs.

As you may already know, insurance policies have stipulations regarding vacancy rates. If you are concerned about qualifying for insurance or losing your insurance because of vacancy or valuation problems, don’t worry. Your Evans, Pires & Leonard advisor will talk to you about all of those issues, listen to your concerns, and review your property, risks and current coverage to offer you the best coverage choices possible.