Over the past two generations, Evans, Pires & Leonard has developed deep expertise in insuring businesses throughout Connecticut and beyond. Today’s businesses frequently need protection that exceeds the capabilities of standard property and liability policies. Our advanced products respond to those more complex risks.
As you read through this list, you will likely notice insurance for risks you keep seeing pop up in court cases and news reports across the nation. Indeed, the risk landscape is full of new but pervasive hazards. In response, we offer the most up-to-date coverages to address targeted areas of exposure that most threaten your business.
We offer Technology Services “E” Business program insurance for firms that engage in that professional niche, but we also have broad Cyber Liability insurance that is appropriate for any company that has a computer network or Internet use.
We round out our advanced products with Identity Theft insurance, which addresses a rapidly growing exposure, and with a set of Management Liability Insurance products that can prove indispensable to companies that face costly allegations of misconduct. Those include Directors & Officers Insurance (D&O) and Employment Practices Liability Insurance (EPLI), which both cover risks excluded from your other liability coverage. Our Fiduciary Liability Insurance serves those who manage investments and benefits for employers. Going beyond simple ERISA bonding, it protects companies that offer employee benefits plans as well as their plan sponsors.
Our Medical Practice program insurance is suitable for physicians groups, hospitals, physical therapists, dentistry practices, and any medical offices. We can enhance that program insurance with Environmental Liability/Pollution Liability insurance—a product that gives broad coverage for environmental accidents and pollution incidents to the medical fields and beyond, serving contractors, consultants, auto dealers and many other businesses with potential pollution risks.
We serve the professional business community at large with our Professional Liability insurance, which can be customized for lawyers, accountants, architects and engineers, designers, and all other professional service firms and practices. Our professional liability coverage protects your firm and professionals where your general liability insurance won’t. We have tailored products based on your niche—for example, our Media & Advertising Professional Liability program, which addresses the broad but particular needs of those in public relations, broadcasting, film, print, etc.
Our Errors & Omissions insurance policies provide protection to professional firms of all kinds against the costs associated with allegations of errors or negligence. Your defense costs, settlements and some damages can fall under the policy’s protective coverage, and you have options for covering prior acts, future claims and legal defense costs outside of your policy limits.
If you are in the Financial Services sector, including bankers, broker-dealers, investment advisors, and wealth managers of every stripe, you will be pleased to find the coverage you need with our program insurance for the financial services sector. It offers broad, commercial coverages as well as those specific to fiduciaries of all types.