Evans, Pires & Leonard has been an invaluable resource to our personal insurance clients throughout Eastern Connecticut for over 40 years. From the time they become one of our valued customers, clients look to us to provide the level of coverage required to meet changes in their individual financial situation. They also rely on us for insurance solutions to the challenges they may face from new or trending exposures. We’d like the opportunity to do the same for you.
What does this involve? The process begins with our team of experts evaluating your risks to secure programs that protect your interests, such as Homeowners and Auto insurance. It also involves making sure that coverage gaps are identified and recommending any additional policies to fill those gaps. One of these solutions is securing an Umbrella insurance policy, particularly important in today’s litigious climate.
In today’s litigious environment where million-dollar judgments are common, Umbrella insurance provides you with added security. In fact, a recent study by Jury Verdict Research indicates that 14% of plaintiff awards exceeded $1 million.
Umbrella insurance is designed to kick in when a loss and the subsequent liability limits of an Auto or Homeowners insurance policy are exhausted. This protection operates in concert with your basic coverages to offer more protection for risks of bodily injury and property damage, along with coverage for other risks that your regular policy may not insure.
Our staff will tailor an Umbrella policy that works for you based on your specific financial circumstances. And, for those with significant assets, we can provide a high-limit Umbrella policy.