Research consistently supports that Group Health insurance is the single most important employee benefit a company can provide, helping to attract and retain key employees. But providing good health coverage has become increasingly difficult for employers due to rising costs. Further, with so much debate and uncertainty surrounding healthcare, including how upcoming reforms will affect employers, you need a partner that can help you navigate through the changes and what makes best sense for your business and your employees.

We can provide you with traditional employer-sponsored group health insurance that bundles all employees into one group and doesn’t require a medical examination to qualify. This keeps premiums much lower than those found on the individual health insurance market. And while you bear much of the cost of the insurance policies, there are options that can mitigate employer expenses. You may opt for health maintenance organization (HMO) plans that can provide savings over open plans. There are also preferred provider organization (PPO) plans that transfer some of the costs of care to employees if they choose to go outside the in-network providers.

Some of our insurers also augment their health plans with wellness programs to promote employee health and minimize the need for expensive healthcare services. Many offer call centers, nurse phone consultations, and online information all designed to make plan administration easier and claims more efficient.