Classes of property that can be specifically written include: fine jewelry, furs, cameras, musical instruments, silverware, golf equipment and golf carts, valuable works of art, stamp and coin collections, guns and firearms, and other unique items. Coverage can apply not just to single items but also to pairs, sets, and collections of items.

In serving our customers, we enhance our insurance solutions with tools and recommendations to help maintain your valuable items in top condition. We can offer you guidance on taking photographic or video records of your high-value items and explain what key information is necessary. We can also refer you to specialists for moving or restoring your items, as well as certified appraisers should you need to have your items valued. In fact, we recommend that you reappraise your jewelry every two to four years to ensure its fair market value is reflected if and when you need to file a claim. Just take a look at how much gold has skyrocketed in the last five years – imagine what your gold jewelry is valued at today if you haven’t recently appraised it!