No matter what type of business you’re in, you need to protect against automobile exposures that can adversely impact your company, whether you have one vehicle or an entire fleet. If your employees drive their own cars for company business and an accident occurs, you could be responsible. You could also face significant exposures if one your employees hires or leases a vehicle for company business – whether it’s a client visit in downtown Hartford or attending a convention out of town.

Our experience securing Business Auto insurance with top-rated insurers for our clients located throughout the counties of Hartford, Tolland, Middlesex, Windham, and New Haven, Connecticut has served them well. We can design an insurance plan that will include:

• Bodily Injury Liability coverage – covers you in the event of bodily injury or death resulting from an accident for which you are at fault
• Property Damage Liability coverage – provides you with protection if your vehicle accidently damages another person’s property
• Medical Payments – pays for reasonable and necessary incurred medical expenses for you and your passengers as a result of a covered accident
• Uninsured/Underinsured Motorists coverage – pays for your injuries and, in some circumstances, certain property damage caused by an uninsured/underinsured or a hit-and-run driver
• Comprehensive coverage – pays for damage to your vehicle from theft, vandalism, flood, fire, and other covered perils
• Collision coverage – pays for damage to your vehicle when it hits or is hit by another object
• Hired & Non Owned Auto Liability – covers claims against your business if an employee has an accident while using his or her own (or rented) vehicle for business purposes

We may also include Drive Other Car Coverage, specific limits of liability due to type of cargo hauled, etc., depending on your specific needs.