Whether you own a getaway place on the Cape or Martha’s Vineyard, down the Carolinas, out west in Aspen or anywhere else in the country, you need protection specifically designed for vacation homes. A standard homeowners insurance policy includes restrictions for extended vacancies and will not provide you with the protection required typical of secondary properties.
If you have a seasonal property, you can get a policy that is tailored to that kind of use. If your vacation home is high-end and contains fine art or unique, expensive items, we have policies that can include coverage for those contents. If you have special liability risks, such as a swimming pool or waterfront location, we will advise you on enhancements to your liability coverage. If your getaway is a modular home or a mobile home or is a qualified historic property, we can also provide you with a policy.