Not everyone participates in the standard insurance market in the standard policyholder method. There are opportunities for savings, options on insuring outside the commercial marketplace, and policies that allow you to create your own insurance program your own way.

Having been headquartered in Connecticut—an American insurance hub—for more than 40 years has allowed us to become entrenched in the insurance market and acutely aware of opportunities that others might simply miss.

If you need monoline or stand-alone coverage for Workers Compensation or Business Auto Insurance, we can help you find an insurer that serves your industry sector, size and risk profile. We can also offer you options on insurance savings programs, including Loss-Sensitive Plans and Safety Dividend Programs.

We also provide self-insurance programs that range from High-Deductible Programs to Captive Insurance Programs. Our experts will conduct due diligence with you to determine your eligibility for such self-insured options, and we will guide you through the process to implement whichever choice you make.