Over the two generations Evans, Pires & Leonard has been serving the business community, we have seen the region grow exponentially, built with the excellent work of good construction firms. We are proud to say that we have insured many of those projects.
Our advisors serve the broad construction segment, including those in excavation, paving, land clearing, residential construction, commercial construction, pool construction and more.
We offer broad property coverages, including Business Auto; Inland Marine Insurance to cover your portable tools and equipment; Equipment Breakdown Insurance that helps you if a key piece of machinery fails; Business Interruption Insurance; and basic Commercial Property Insurance for your buildings, their contents, and other premises-related losses. If you are concerned about theft of or damage to Stored Materials or items left on-site awaiting installation, we have coverage for those risks, too.
We also offer Commercial General Liability Insurance for construction companies, but our options go beyond that. We provide Pollution Liability, Cyber Liability, and Errors and Omissions (E&O) for those who do design/build. Our Surety Bonds are essential under many contracts.
Our top-rated insurer partners make it easy to place “additional insureds” on your policy and offer you the ability to insure against liability resulting from the work of subcontractors. They also provide you with options you’ll need to participate on other contractors’ projects.
If you have employees, you need Workers Compensation and Employment Practices Liability (EPLI), which responds if an employee accuses you of wage and hour violations or other workplace misconduct. Your Evans, Pires & Leonard advisor can also help you make sure your workers are properly classified on your insurance and that you aren’t adopting extra liability for subs that you don’t know about. If you need to expand your limits of liability, we can help with Umbrella Insurance.