When Evans, Pires & Leonard meets with you and your team, we’ll go through your entire insurance program to determine whether your business is properly protected against the exposures it faces. We’ll review your policies and coverages to make sure the amount and scope of insurance is enough to safeguard you against a catastrophic loss or devastating litigation.
What’s more, depending on the industry you serve, certain unique coverages and enhancements are critical to insuring against inherent exposures. We’ll look at this very closely to determine whether additional coverage is required. Additionally, we’ll look at whether you’re overinsured or have duplicate coverage in order to eliminate unnecessary spending.
This can include risk transfer strategies, retention levels, captives, and self-insurance.
As a valued client, each year during the pre-renewal planning phase, we’ll prepare, execute, and review our strategy for you. You can count on us to negotiate with industry-leading insurers to provide you with choices that reflect your organization’s long-term interest.