At Evans, Pires & Leonard, we understand the broad needs of businesses in service industries. From property to liability to employees who travel, we have insurance to meet your needs.

Our Commercial Property coverage goes beyond just your building and installed equipment. We offer Inland Marine that can insure specialty equipment, mobile tools and equipment, and high-value items of many kinds. We can also cover valuable papers, money and securities, and accounts receivable. We have Cyber Security policies that can insure your computer systems and data, and our Employee Crime Insurance will step in if one of your workers steals from you or a client. Many of our property coverages, including Equipment Breakdown and Business Interruption Insurance, can be found in a Business Owners Policy for your specific service industry. We also offer Business Auto for your owned and non-owned vehicles.

The biggest risk for service providers is third-party liability, some of which may be covered under General Liability Insurance. It is important to review your commercial general liability to see what is excluded, since most explicitly refuse to cover professional services. We will work with you to determine what coverage needs to be integrated into your portfolio to make sure you don’t have any gaps. We offer Errors and Omissions Insurance as well as Pollution Liability, Business Auto Liability, and Cyber Liability, which can help if you have a data breach or transmit problematic computer code.

Beyond property and liability, Evans, Pires & Leonard provides Employment Practices Liability Insurance, Directors and Officers Insurance, and Workers Compensation Insurance, all of which can save you from the high costs associated with allegations of wrongful conduct.