Equipment Breakdown

We have many customers at Evans, Pires & Leonard, particularly in the auto services & repair industry and in the manufacturing sector, that count on electronic equipment for production and services, inventory management, customer data, and product information. This equipment is exposed to power surges, short circuits, and to general electrical disruption that can cause extensive losses.

A standard Commercial Property policy does not provide the coverage one needs in the event of equipment breakdown. It includes exclusions for electrical disturbance, mechanical breakdown, and explosion of steam boilers and piping.

To ensure that you have the right coverage in place, you need to augment your insurance program with Equipment Breakdown insurance in Connecticut.

An Equipment Breakdown policy provides coverage for:

  • Expenses to repair or replace damaged equipment
  • Income lost when a covered breakdown results in a partial or complete business interruption
  • Costs incurred for the time and labor involved in repairing or replacing your broken equipment and expenses for replacing materials or stock that spoils
  • Additional costs that arise in reducing your loss or expediting restoration of the equipment

For more than 40 years, we have protected our business clients, including analyzing their operations to determine their exposures in the event of an equipment breakdown. We provide solutions to mitigate and transfer risk with loss control, safety practices, and insurance coverage. We’d like to do the same for you.

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    Fill out the form to ask a question or request a quote and it will be answered by one of our insurance experts.

    We’re equipped to provide you with a comprehensive insurance program.

    With Evans, Pires & Leonard, you’re not a policy to us. We create a relationship with our customers through earned trust, integrity, experience, and knowledge. Give us a call at 860.289.6816 or email us, or if you prefer fill out and return the convenient form on this page. One of our professionals will contact you to discuss your insurance needs and our alternative solutions in helping to protect you. Since 1967, we have been serving the communities from Tolland to Glastonbury to Portland and Old Saybrook.