We have many customers at Evans, Pires & Leonard, particularly in the auto services & repair industry and in the manufacturing sector, that count on electronic equipment for production and services, inventory management, customer data, and product information. This equipment is exposed to power surges, short circuits, and to general electrical disruption that can cause extensive losses.

A standard Commercial Property policy does not provide the coverage one needs in the event of equipment breakdown. It includes exclusions for electrical disturbance, mechanical breakdown, and explosion of steam boilers and piping.

An Equipment Breakdown policy provides coverage for:

• Expenses to repair or replace damaged equipment
• Income lost when a covered breakdown results in a partial or complete business interruption
• Costs incurred for the time and labor involved in repairing or replacing your broken equipment and expenses for replacing materials or stock that spoils
• Additional costs that arise in reducing your loss or expediting restoration of the equipment

For more than 40 years, we have protected our business clients, including analyzing their operations to determine their exposures in the event of an equipment breakdown. We provide solutions to mitigate and transfer risk with loss control, safety practices, and insurance coverage. We’d like to do the same for you.