Rentals are up and vacancies are down throughout the country with more people choosing to rent today. If you’re one of the many in Connecticut renting a house, condo, townhouse, or apartment, you should secure coverage to financially protect yourself and your personal property. At Evans, Pires & Leonard, we can provide you with affordable basic protection in addition to an enhanced program, depending on your needs.

Renters insurance is available with several choices of coverage amounts, options, and deductibles. The basic policy provides protection for your personal belongings (clothing, electronics, furniture, and so on) in the event of damage or theft. It also safeguards you against personal liability and protects your assets in the event someone is injured while in your home. Neither of these exposures is covered by the property owner’s insurance policy.

We can also discuss with you several additional options, including: adding Replacement Cost coverage on your personal property to eliminate depreciation; receiving a cash settlement with no requirement to repair or replace the damaged items in the event of a loss; protecting against damages caused by water backup through sewers and drains; and enhanced coverage for your valuable items such as jewelry, fine art, collectibles, etc.