While a high-value homeowners insurance policy offers quite a bit of contents coverage, often there is a need for a specific policy to insure jewelry. That’s why at Evans, Pires & Leonard, many of our private clients have jewelry insurance designed to protect their precious gems.

It also can respond if your loss occurs at sea or on international travel and can even cover mysterious disappearance or lost stones. If your collection includes a Rolex, Cartier or other brand-name watches or jewelry or if you have antique pieces or items specifically designed for you, a jewelry insurance policy is a must.

Our private client services insurers specialize in clients who have collections or many high-end pieces, and they understand that you may not know when or where you lost a piece. They also know gemstones, pearls and precious metals and understand that replacing a damaged or lost piece of jewelry needs to be done by an expert. They can recommend quality restoration if a piece can be salvaged. Many provide appraisals and loss-prevention assistance, as well.

If part of a pair is lost or damaged in a covered loss, you can often get a full-set replacement if you choose. You can count on responsive and fair settlements.